insurance on tools

[Aunt Phil]

quote...........damn good carrier................sorry but I have to add my two cents. Allstate is many respects has been one of the worst carriers for a number of years, progressive maybe being theee worst. Really isnt a good insuarnce carrier any longer. State Farm has been one of the best for quite  few but even they are latching onto the tricks of the trade.
Strictly speaking automotive collision coverage mind you. I have no other experience.
Dont care how the car is fixed ( unless there is a real chance they may get sued ) as long as its fixed quickly and for as little out of pocket expense as possible.
They certaintely dont care that when they cut a mans wage for a repair they are gonna cut the repair, dosent matter, its all on the shops warranty.
I could spend pages going on but will jus.....

Perspective is everything, can you name one of the BIG carriers that isn't investing in a colission shop and trying to steer work to their captive shops? 
Progressive- I'll save Pawpaw the trouble of telling me my viewpoint on that company is political.  I just hope I never become involved with a Progressive insured.

From the perspective of a buyer of insurance coverage Allstate is one of the best to deal with.  I've had Nationwide's blanket pulled over my head and taken a beating under it, and I've also had the umbrella from Travelers stuck in a bad location OPEN.  Aetna, wish I never met ya.

Insurance, particularly homeowners coverage varies tremendously by geography.  NY has well defined coverages, and an informed customer has a chance of understanding what he is buying.  A customer who fails to do his homework can find himself hurting though, such as in the area of "sewer backup" and or storm water damage.  Auto coverage is a whole different ballgame, and generally a damn nightmare.

[amertrac]

aunt phil where are you from  ny?
bob w.

[1930]

Average Joe dosent have a clue on what to look for when it comes to geting their car fixed right, if the paint is shiny they are satisfied. Prob. the wrong forum to have this talk so I just end it here.

[Aunt Phil]

aunt phil where are you from  ny?
bob w.

I hide in a barn north & west of Rochester.

[amertrac]

i got a call from Allstate and rge agent told me a price . so I told him to send me a written proprosal and I was going shopping . He stammered and said ok but we will try to see if we can lower it before we send it .What a line of bs .  bob w.